Personal Savings
Big Thompson (Personal Savings) is a traditional interest bearing savings account*
- $100 minimum deposit to open
- Tiered Rates
- Tiers: $0-$999.99; $1,000.00 & ABOVE
- $100 daily minimum balance required to waive minimum balance fee
- Free Internet Banking
- Minimum Balance Fee: $5.00
- Excessive Withdrawal Fee: $5.00
Conditions - Six withdrawals from your account each month or similar four-week period. This includes ACH, electronic, or transfer withdrawals.
Lark Bunting (Minor Savings)*
- $100 minimum deposit to open
- Tiered Rates
- Tiers: $0-$999.99; $1,000.00 & ABOVE
- No minimum balance required to keep in the account
- Free Internet Banking
- Excessive Withdrawal Fee: $5.00
Conditions - Six withdrawals from your account each month or similar four-week period. This includes ACH, electronic, or transfer withdrawals.
Foothills (Money Market Account)**
- Tiered Rates
- Tiers: $0-$4,999.99; $5,000.00-$24,999.99; $25,000.00-$49,999.99; $50,000 & ABOVE
- $100 minimum deposit to open
- $2,000 daily minimum balance required to waive minimum balance fee
- Monthly statement with imaged checks
- Free Internet Banking
- Minimum Balance Fee: $10.00
- Excessive Withdrawal Fee: $10.00
Conditions - Six withdrawals from your account each month or similar four-week period. This includes ACH, electronic, or transfer withdrawals.
Shareholder Premium (Money Market Account)**
- Tiered Rates
- Tiers: $0-$19,999.99; $20,000.00-$49.999.99; $50,000.00-$499,999.99; $500,000.000 & ABOVE
- $20,000 minimum deposit to open
- $20,000 daily minimum balance required to waive minimum balance fee. No interest if balance falls below $20,000
- Monthly statement with imaged checks
- Free Internet Banking
- Minimum Balance Fee: $10.00
- Excessive Withdrawal Fee: $10.00
Conditions - Six withdrawals from your account each month or similar four-week period. This includes ACH, electronic, or transfer withdrawals.
*interest accrued on daily collected balance, interest paid quarterly
**interest accrued on daily collected balance, interest paid monthly
Certificates of Deposits
Early Withdrawal Penalty***
- Certificates of Deposits (Under $100,000)
- Terms: 3 months, 6 months, 12 months, 24 months, 36 months, 48 months, 60 months
- Certificates of Deposits ($100,000 and Greater)
- Terms: 3 months, 6 months, 12 months, 24 months, 36 months, 48 months, 60 months
***Principal withdrawals prior to maturity will result in a penalty of 30 days of interest for CDs up to 90 days; 60 days of interest for CDs from 91-364 days; 180 days of interest for 1-2 year CDs and 1 year of interest for CDs 3 years and greater. If the CD closes before interest is credited to the CD, the customer will not receive the interest which may result in a loss of principal due to penalty.
Fees may reduce earnings on account.